> Don’t tell them. Get the price of the car done then finance it elsewhere after it’s all in writing. Let’s assume that they will offee you their lowest price

> Don’t tell them. Get the price of the car done then finance it elsewhere after it’s all in writing. Let’s assume that they will offee you their lowest price that they can offer (it’s actually possible to get very close to this). Lowest price with no dealer financing will be higher than lowest price with dealer financing.