In the context of loans, though? The point of a loan is to enable someone to do something they couldn't do under normal economic constraints. Crop failure coul

In the context of loans, though? The point of a loan is to enable someone to do something they couldn't do under normal economic constraints. Crop failure could be a matter of literal life and death. I can imagine the most forward-thinking community in a country coming together and funding the smartest guy they've ever heard of to figure out how to stop that. Or any of a number of other growth areas.