Many merchants, especially brick-mortar stores that are not chains, do give discounts for cash if you ask. Also, look carefully at the T&C for all of your paym

Many merchants, especially brick-mortar stores that are not chains, do give discounts for cash if you ask. Also, look carefully at the T&C for all of your payments. For example, Comcast charges $5 less for paying with a bank account instead of a credit card, which for most plans is worth more than your 2% cashback points.