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A privacy-first personal finance stack, with free and SaaS versions, with "power user" developer-friendly data analysis. No ads, no data sale, E2E encryption,

A privacy-first personal finance stack, with free and SaaS versions, with "power user" developer-friendly data analysis. No ads, no data sale, E2E encryption, localhost option, basic budgetting and transaction parsing, but for power users allows spinning up a jupyter notebook to play with your financial data.

mattbrewsbytes 3y ago
How would a privacy first SaaS with a localhost option work from both business and technical perspectives?
- jvanderbot 3y ago
  Access to fine-grained, well-classified financial data costs money. The localhost option provides a way for you to integrate with providers of said data, e.g., using their "developer" api keys. As long as they support free personal use and you stay in their limits, the localhost option incurs no cost to you, and we have no reason (and no way!) to charge anything if you `git pull` and set up these integrations using our readme.md. All storage will be encrypted w/ client side keys. For SaaS, we do the integration automatically and pass hosting and fintech costs on as a monthly subscription. We provide automatic report options that also incur small charges, mostly to cover additional compute, hosting, and higher-tier integration with data providers. These reports can use transient data and/or pass encrypted payloads to client side report generation or display, e.g., SPA or CLI tools.
  - wewtyflakes 3y ago
    Would it be possible to use the SaaS offering for a bit, then transition to the local option, and vice-versa, without losing my data?
    - jvanderbot 3y ago
      That's a good idea, I don't immediately see technical problems. It wasn't on the roadmap but we'll add it.
  - j45 3y ago
    Well answered how it's possible. :) If there is a link to sign up for a mailing list I'd be happy to be notified
eddd-ddde 3y ago
Is there anything published as of now ? Even if bot ready ? I'd be really interested in something like this.
- jvanderbot 3y ago
  An aesthetically unpleasing MVP will be available soon, we believe. Will be enough to exercise the "power user" use cases.

mattbrewsbytes 3y ago

How would a privacy first SaaS with a localhost option work from both business and technical perspectives?

jvanderbot 3y ago
Access to fine-grained, well-classified financial data costs money. The localhost option provides a way for you to integrate with providers of said data, e.g., using their "developer" api keys. As long as they support free personal use and you stay in their limits, the localhost option incurs no cost to you, and we have no reason (and no way!) to charge anything if you `git pull` and set up these integrations using our readme.md. All storage will be encrypted w/ client side keys. For SaaS, we do the integration automatically and pass hosting and fintech costs on as a monthly subscription. We provide automatic report options that also incur small charges, mostly to cover additional compute, hosting, and higher-tier integration with data providers. These reports can use transient data and/or pass encrypted payloads to client side report generation or display, e.g., SPA or CLI tools.
- wewtyflakes 3y ago
  Would it be possible to use the SaaS offering for a bit, then transition to the local option, and vice-versa, without losing my data?
  - jvanderbot 3y ago
    That's a good idea, I don't immediately see technical problems. It wasn't on the roadmap but we'll add it.
- j45 3y ago
  Well answered how it's possible. :) If there is a link to sign up for a mailing list I'd be happy to be notified

eddd-ddde 3y ago

Is there anything published as of now ? Even if bot ready ? I'd be really interested in something like this.

jvanderbot 3y ago
An aesthetically unpleasing MVP will be available soon, we believe. Will be enough to exercise the "power user" use cases.