> They fail the marshmallow test Then you misunderstand the metric by poor people. If you eat the marshmallow now, you get a marshmallow. If you wait, it WIL

> They fail the marshmallow test Then you misunderstand the metric by poor people. If you eat the marshmallow now, you get a marshmallow. If you wait, it WILL disappear. You don't get a marshmallow. Basically, for poor people, the "future" is just future suffering, judgemental assholes in government cutting more funds cause you made $10 more this month (welfare cliff), and your sad equipment breaking down at the worst case causing whatever meager savings to evaporate like smoke.