It depends. “Poor people” cannot be lumped into a single group. Some respond to their problems like you mention: they dwell on the scarcity and try to problem

It depends. “Poor people” cannot be lumped into a single group. Some respond to their problems like you mention: they dwell on the scarcity and try to problem solve. I’m not convinced that group is the majority of poor (at least in developed countries). There are many low income people who do not really worry or think about those things at all. They are incredibly reactive vs proactive and do not plan well. They don’t really worry about whether or not they can pay the electric bill—either they will pay it or they won’t.