No I think money is worthless, it holds no intrinsic value, so I find saving beyond small sums for specific goals a stupid goal. In the medium run (few years),

No I think money is worthless, it holds no intrinsic value, so I find saving beyond small sums for specific goals a stupid goal. In the medium run (few years), some of the value of your savings is gonna be eroded by inflation. You're better off investing in various ways or just spend it. No rich person in this planet is rich because they have lots of cash. Most billionaires have very little amounts of it. All that gives money value is the fact that other people want it. It has a constant demand. Virtually nobody uses Bitcoins for payments, because it's model and self fulfilling prophecy is that price goes up as interest in the coin increases but the amount is stable (if not even decreases by burning or losing access to wallets). Everybody buys to see price go up further and sell. I've been in crypto a long time before in 2017 I just concluded it was all speculation and green with no real world use. You're free to do what you want with your money including speculating in Bitcoin, so far it has been a self fulfilling prophecy of more $ in the long run, I'm also free to see it as nothing else but greed. The very fact that more advanced crypto currencies get no traction even though they really solve Bitcoin pain points is a clear indication that nobody gives two damns about the technology or uses it.