Your confusion is natural, because the authors wanted you think something like that. The "debt-related suspensions" are in fact not just normal commercial debt

Your confusion is natural, because the authors wanted you think something like that. The "debt-related suspensions" are in fact not just normal commercial debts. https://news.ycombinator.com/item?id=39820538 https://news.ycombinator.com/item?id=39820538