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> pursue normal collection methods designed to collect n dollars There is no such thing, at least not one that can effectively recoup any money. To a first app
by semiquaver 3y ago
> pursue normal collection methods designed to collect n dollars
There is no such thing, at least not one that can effectively recoup any money. To a first approximation, unsecured debts are never collected in the US. Collectors purchase debt for pennies on the dollar because only 1-5% by value of such debts are ever paid.
https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/ https://www.bitsaboutmoney.com/archive/the-waste-stream-of-c...
Turning over child support debt to the private unsecured debt collection industry means that children won’t be supported.
Debt collection is an entirely different matter when the creditor has something to hold over the debtor’s head, which is what is happening here and it’s a good thing. Child support payments are determined in large part by ability to pay. The state absolutely should use the leverage at its disposal to ensure children are provided for.
- michaelmrose 3y agoChild support is based on oft fictional "ability to pay" that may or may not be grounded in reality. Garnishing wages and seizing assets already has teeth and child support payments are already far more collectable than credit cards. Attacking licences in 99% of cases attacks ability to pay in a counterproductive fashion. The state should avoid "leverage" and stick to direct consequences like taking your money to give to your kids or taking licenses because people are unfit to drive. Shall we attach state ID next or ability to ride on public transit. Once you stop caring about principals and start justifying means based on ends you stop having a meaningful theory of how government ought to work.