A lot of places with hardware authentication will provide a recovery key you can store somewhere you can access (e.g. as an encrypted file on an cloud storage s

A lot of places with hardware authentication will provide a recovery key you can store somewhere you can access (e.g. as an encrypted file on an cloud storage service with no 2FA/geolockouts). Obviously the passwords for the file and the service are memorized. If all your possessions are stolen you could say use a borrowed computer to access that file and bootstrap yourself. For services with TOTP you can store the secret in that encrypted file, so you can reload it back into your authenticator app. Or you could just use a Keepass file or similar which would store all the passwords and keys in a single encrypted binary.