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I have one reader connected to my ipad. Got it for free so I had to try it. I have accepted only one payment so far so not much experience about it, but some co
by anemic 14y ago
I have one reader connected to my ipad. Got it for free so I had to try it. I have accepted only one payment so far so not much experience about it, but some comments:
For private individuals a facebook account is needed to accept payments.
The legal agreement is a mess, they even warn that your data can be transferred to countries where privacy laws are not in par with european standards and data is stored for 7 years
Location of the transaction is stored and cannot be turned off, it's unclear why this is needed.
They seem to comply with PCI data security standards but are not audited (yet?)
The customer must sign the transaction on the ipad screen with finger (even harder with iphone). it's very hard to check that to the signature on the back of the card. also the customer must type his/her email on the screen if they want a receipt (there is no receipt printer). So each transaction takes a long time.
So it's good for selling at fleamarkets and such but for serious business it's no match for a payment terminal. Also if you don't already own iphone/ipad then it's also more expensive.
- yesbabyyes 14y ago> The customer must sign the transaction on the ipad screen with finger (even harder with iphone). it's very hard to check that to the signature on the back of the card. In my experience, signing works really well. Also, in Sweden nobody checks the signature. I don't even bother signing my card, and I can't understand how anybody can read the signature on the card. I think it's happened once that someone's wanted to check my signature against the card.
- antr 14y agoI guess that checking the signature is a US thing, in the UK, Switzerland and Spain if you don't pay with a chip & pin card they ask for ID, and that works pretty fine security wise.
- arethuza 14y agoExcept for car park payment machines in the UK - which seem to accept your card and don't ask for a PIN or a signature.
- antr 14y agovery true, i guess there might be exceptions due to average transactions sizes. 5 GBP for parking might not compare to a 3,000 GBP Louis Vuitton purse
- TorKlingberg 14y agoAlso parking is not very interesting for people with stolen cards. They want cash or something they can sell.
- deleted 14y ago[deleted]
- danellis 14y agoIn my experience, checking the signature just doesn't happen in the US. In fact, most of the time you seem to be given your card back before you even give them the signed receipt. Checking the signature was the norm in the UK before chip-and-PIN.
- beagle3 14y agoI wrote "please ask for ID" instead of signing. In 4 years, I was asked to show An ID exactly on once.
- yesbabyyes 14y agoSee http://www.zug.com/pranks/credit/ http://www.zug.com/pranks/credit/ -- very funny!
- yesbabyyes 14y ago> Checking the signature was the norm in the UK before chip-and-PIN. Yeah, I think it was in the UK they wanted me to sign the card, since I hadn't done it already. This was before chip-and-PIN. Oh well...
- DanBC 14y agoMy American sister pays with a chip-and-pinless credit card when she visits the UK. She has to swipe and sign, but I've never seen anyone ask for ID.
- oemera 14y agoYou could buy a iPad pen for better signing and sign checking.