4 ms·

This is nonsense (at least in the UK and France). Yes there is preference for chip & pin but every reader I've seen supports swipe & sign still. Chips break, co

This is nonsense (at least in the UK and France). Yes there is preference for chip & pin but every reader I've seen supports swipe & sign still. Chips break, contacts corrode. It's there as a backup. (And yes, this totally defeats the security aspect of C&P)

jnye131 14y ago
For transactions in the UK the merchant can also take a signature for low value transactions on a chip and pin card. There is more risk with this though.
biafra 14y ago
It also works in Germany. Where they accept credit cards at all.
ernesth 14y ago
In french trains, the conductor's card reader only supports chip, the automats in train stations also don't support swipe.
simonw 14y ago
"(And yes, this totally defeats the security aspect of C&P)" As I understand it, C&P isn't meant to be more secure for users - it's meant to be more "secure" for banks, since if someone fakes your signature it's not your fault (and the bank has to swallow the loss), but if someone gets hold of your PIN it IS your fault.
fauldsh 14y ago
I used to work in a small supermarket, towards the end of last year we were being directed not to accept credit cards.
masklinn 14y ago
> Yes there is preference for chip & pin but every reader I've seen supports swipe & sign still. Many automated machines (e.g. gas stations) don't support swipe at all, only chip & pin. And in Belgium, most of the terminals in smaller shop seem to be swipe-less, they're pretty big square things and only have a slot for chip-based (above the screen rather than below), no swipe slot.
ralfn 14y ago
Yes, southern europe generally supports and even uses credit cards. Holland has banned swipe all together. You need an authentification chip and a pin. In our defense: we had to, because the skimming by eastern european criminal organisations was getting out of hand. There were incidents were they completely replaced cash machienes with identically looking clones. So, in holland, get money at a tourist bank, the airport or your hotel. Beyond those places, you cant swipe anywhere.

jnye131 14y ago

For transactions in the UK the merchant can also take a signature for low value transactions on a chip and pin card. There is more risk with this though.

biafra 14y ago

It also works in Germany. Where they accept credit cards at all.

ernesth 14y ago

In french trains, the conductor's card reader only supports chip, the automats in train stations also don't support swipe.

simonw 14y ago

"(And yes, this totally defeats the security aspect of C&P)" As I understand it, C&P isn't meant to be more secure for users - it's meant to be more "secure" for banks, since if someone fakes your signature it's not your fault (and the bank has to swallow the loss), but if someone gets hold of your PIN it IS your fault.

fauldsh 14y ago

I used to work in a small supermarket, towards the end of last year we were being directed not to accept credit cards.

masklinn 14y ago

> Yes there is preference for chip & pin but every reader I've seen supports swipe & sign still. Many automated machines (e.g. gas stations) don't support swipe at all, only chip & pin. And in Belgium, most of the terminals in smaller shop seem to be swipe-less, they're pretty big square things and only have a slot for chip-based (above the screen rather than below), no swipe slot.

ralfn 14y ago

Yes, southern europe generally supports and even uses credit cards. Holland has banned swipe all together. You need an authentification chip and a pin. In our defense: we had to, because the skimming by eastern european criminal organisations was getting out of hand. There were incidents were they completely replaced cash machienes with identically looking clones. So, in holland, get money at a tourist bank, the airport or your hotel. Beyond those places, you cant swipe anywhere.