Markets are great for health care itself as they create competition. Insurance that pays 100% from the day you join is financially unsound, unless everyone is f

Markets are great for health care itself as they create competition. Insurance that pays 100% from the day you join is financially unsound, unless everyone is forced to join. So-called "universal" health care would suffer from the same constraints. If you really want to make health care affordable, increase the supply of everything and cut the red tape. The cost issue is mostly due to a lack of supply rather than an issue with who pays. Of course well-financed entities like governments and insurance companies are capable of distorting prices. But if there were enough clinics, doctors, and supplies, we would all be able to afford basic health care even on a meager income.