When you look at the rates of home ownership by age, I suspect you're correct: https://www.statista.com/statistics/321065/uk-england-home-owners-age-groups/ ht

When you look at the rates of home ownership by age, I suspect you're correct: https://www.statista.com/statistics/321065/uk-england-home-owners-age-groups/ https://www.statista.com/statistics/321065/uk-england-home-o... https://www.statista.com/statistics/321097/distribution-of-home-owners-in-england-uk-by-type-of-home-financing-and-age/ https://www.statista.com/statistics/321097/distribution-of-h... Over half of homes are owned by those 55+, and the vast bulk of them have either paid off their mortgage or don't have much left. Statistically, the vast bulk of those home owners will either be landlords, adults without kids, or parents who's kids have left home. While I think we should be very careful applying things like taxes which can be seen as actively "punishing" folks who've worked hard and paid off their mortgages. It's important that those people need to understand that they're actually causing housing problems for the generations below them, it's not the younger generations having "unreasonable" expectations, it's their generations distorting the markets.