That is wildly out of touch with the majority of Americans who have no meaningful savings much less appreciating assets like stock or property. Even then you ha

That is wildly out of touch with the majority of Americans who have no meaningful savings much less appreciating assets like stock or property. Even then you have to save half your income for that to work and you have to ignore that you'll have to spend that appreciation down so you're not taking advantage of compounding growth. It's wrong on so many levels.