I forgot to mention that because of the crash I was underwater on the house and couldn’t afford to sell it even though I wanted to. It was also something silly

I forgot to mention that because of the crash I was underwater on the house and couldn’t afford to sell it even though I wanted to. It was also something silly like the article, where if I made like $5k less annually I would have qualified for much more than that. I was struggling at the time and really could have used it.