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The worst one of these that affected me was money helping people in the 2008 housing crisis. qualifying was based on what percentage of your income your mortgag

The worst one of these that affected me was money helping people in the 2008 housing crisis. qualifying was based on what percentage of your income your mortgage payment was. So I would have got it if I had made a little less money, or if i had bought a house I knew I couldn’t afford. It felt like being punished for making the right decisions.

Karellen 3y ago
So... people who'd been misled into making bad decisions and were being given help because they really needed it, made you feel like you were being punished by not getting similar help you didn't really need because you were making OK money and had avoided making the same kind of mistake? IMO, that's a really glass-half-empty way of looking at the situation. You did good! Try to give yourself a break. People like you who didn't fall for the sleazy mortgage brokers helped limit the damage that the rest of society had to deal with. And maybe next time some society-wide con goes down, if you (or someone you love) is unlucky enough to get stung by it (because none of us are smart enough to spot the con-men 100% of the time), hopefully you (or they) will get the help that's available that time around when it is really needed.
- deleted 3y ago
  [deleted]
- immibis 3y ago
  It's definitely both a glass-half-empty way of looking at things, and also true. I think the point is that the people who did the right thing ended up, at the end, with smaller houses and the same money.
- dec0dedab0de 3y ago
  I forgot to mention that because of the crash I was underwater on the house and couldn’t afford to sell it even though I wanted to. It was also something silly like the article, where if I made like $5k less annually I would have qualified for much more than that. I was struggling at the time and really could have used it.
munificent 3y ago
This is like saying, "If only my house had been destroyed by a hurricane too, and then I would have qualified for that sweet FEMA money." I mean, sure, but you were still better off to not have your house destroyed in the first place.
- thaumasiotes 3y ago
  No, his house was just as "destroyed" as everyone else's. It's like complaining that after his house was destroyed by the same hurricane that hit the rest of the neighborhood, FEMA made him, but only him, ineligible for assistance.

Karellen 3y ago

So... people who'd been misled into making bad decisions and were being given help because they really needed it, made you feel like you were being punished by not getting similar help you didn't really need because you were making OK money and had avoided making the same kind of mistake? IMO, that's a really glass-half-empty way of looking at the situation. You did good! Try to give yourself a break. People like you who didn't fall for the sleazy mortgage brokers helped limit the damage that the rest of society had to deal with. And maybe next time some society-wide con goes down, if you (or someone you love) is unlucky enough to get stung by it (because none of us are smart enough to spot the con-men 100% of the time), hopefully you (or they) will get the help that's available that time around when it is really needed.

deleted 3y ago
[deleted]
immibis 3y ago
It's definitely both a glass-half-empty way of looking at things, and also true. I think the point is that the people who did the right thing ended up, at the end, with smaller houses and the same money.
dec0dedab0de 3y ago
I forgot to mention that because of the crash I was underwater on the house and couldn’t afford to sell it even though I wanted to. It was also something silly like the article, where if I made like $5k less annually I would have qualified for much more than that. I was struggling at the time and really could have used it.

munificent 3y ago

This is like saying, "If only my house had been destroyed by a hurricane too, and then I would have qualified for that sweet FEMA money." I mean, sure, but you were still better off to not have your house destroyed in the first place.

thaumasiotes 3y ago
No, his house was just as "destroyed" as everyone else's. It's like complaining that after his house was destroyed by the same hurricane that hit the rest of the neighborhood, FEMA made him, but only him, ineligible for assistance.