> Insurance companies don't like risks they can't quantify reliably. They either won't underwrite such risks at all, or they charge unreasonable premiums. I be

> Insurance companies don't like risks they can't quantify reliably. They either won't underwrite such risks at all, or they charge unreasonable premiums. I believe there is a gap in the market for a new type of insurance company which regulates/inspects the insured to reduce the risks (and hence increase their profit margins while premiums get lower).