> and if they get hurt you're liable That is about as true as you being liable for a mechanic hurting themselves working on your car or a repairman falling off

> and if they get hurt you're liable That is about as true as you being liable for a mechanic hurting themselves working on your car or a repairman falling off the roof fixing your HVAC in that it's not true at all. Now, if a mechanic is working on my car and my garage door spring snaps and injures them then yes, I would be liable.