Just two note: I do not know what it will happen because there is not much public info but for us European the EU have started experimenting with GNU Taler http

Just two note: I do not know what it will happen because there is not much public info but for us European the EU have started experimenting with GNU Taler https://social.network.europa.eu/@EC_NGI/111499172838284606 https://social.network.europa.eu/@EC_NGI/111499172838284606 with a not so clear roadmap https://www.europarl.europa.eu/legislative-train/theme-an-economy-that-works-for-people/file-digital-euro https://www.europarl.europa.eu/legislative-train/theme-an-ec... in this case Taler are eCashes, so they might be ok for public usage not being directly tied to a specific service just to exchange them, we just need the bank to cash in. BUT the main issue is simple offline availability witch is something we MUST have as a spare wheel: personally I buy essentially everything with electronic moneys (bank cards, wire transfers etc) BUT a day that my favorite grocery store loose connections due to some road works damage I've paid cash because I have them and both parties have no other choices. This is a rare events but we need to keep up small economy in case of major disruptive events and that' where even taler fall short since it allow just a SINGLE P2P exchange.