There's no postulation - the insurance companies have the data. EVs are simply more to repair for similar damage to ICE vehicles. That's why many are seeing the

There's no postulation - the insurance companies have the data. EVs are simply more to repair for similar damage to ICE vehicles. That's why many are seeing their insurance rates soar. Trust me, the people getting those bills aren't postulating about the higher costs! Part of the story is EVs are getting into more accidents. I've seen an interesting theory as to why that is: they simply accelerate faster. Whether that increase in acceleration is causing accidents or causing people to get exhilarated with the new-found power and causing them to drive more recklessly is anybody's guess. Another interesting theory I've seen on that front is the earlier generations of Teslas were so expensive that only the well-off, and therefore tend to be older and more responsible, drivers could afford them. Now younger drivers are able to afford them and their driving habits aren't the same as their older counterparts and you're putting extremely capable muscle car capabilities into their hands that they've never had before. Many young guys get high on that kind of power and cause accidents. It'll be interesting to see how this all pans out.