Nice writing. Here's a very clever turn of phrase that both summarizes the article while tying in the opening: "If you invest with anyone who claims never to

Nice writing. Here's a very clever turn of phrase that both summarizes the article while tying in the opening: "If you invest with anyone who claims never to lose money, reports amazingly smooth returns, will not explain his strategy, refuses to disclose basic information or discuss potential risks, you're not sophisticated. You're an oxymoron."