My experience is that whilst it's not perfect, modern models can create images with text that is correct, relatively often. As a test I just tried ChatGPT with

My experience is that whilst it's not perfect, modern models can create images with text that is correct, relatively often. As a test I just tried ChatGPT with the prompt :- Hi ChatGPT can you give me a picture of a banner that says "Hacker news" And the resultant image does indeed have that text on it. Where I've seen this approach fall down, is where the text is long and/or complex or the words are uncommon. so while there's some way to go, things are definitely improving here.