Can't retire on $5M? At a 5%/year withdrawal rate, that's $250K/year. That's absolutely livable. You won't live like a king, but that's a solid middle-class

Can't retire on $5M? At a 5%/year withdrawal rate, that's $250K/year. That's absolutely livable. You won't live like a king, but that's a solid middle-class living in most suburbs outside the Bay area.