5 ms·

Credit card verification?

segasaturn 3y ago
IIRC, the legislation that's being passed in red states defines age verification as the service provider being provided with 2 pieces of valid government photo ID
- lupusreal 3y ago
  PH could implement that, they just don't want to.
  - segasaturn 3y ago
    Theoretically they could sure, it would just be expensive, labor-intensive and put them at risk of criminal penalties if their process failed or broke down. Also the number of people willing to send their ID to a porn site is very small so whether they complied or not, they will not be getting much traffic from Texas. Its "impossible" from a common business sense perspective, not a theoretical perspective.
    - lupusreal 3y ago
      As I said, they could but they don't want to. You said there is no way for PH to verify ages the way the legislation demands, but that plainly isn't true.
      - johnnyanmac 3y ago
        >Please respond to the strongest plausible interpretation of what someone says, not a weaker one that's easier to criticize. Assume good faith. Few things are truly impossible or 100% correct. There's not much value in arguing such extremes.
        lupusreal 3y ago
        When it comes to legislators demanding changes to technology, many things are impossible. This isn't one of them. It's only cumbersome to their business model; boo hoo..
    - jaredklewis 3y ago
      > Also the number of people willing to send their ID to a porn site is very small Not saying you’re wrong (I certainly don’t have any data to the contrary), but this isn’t intuitive to me. Don’t tons of people send their credit card (which is linked to their SSN) to PornHub? From there seems like a small step to also send ID?
      - SketchySeaBeast 3y ago
        I'm certain those people are a minute fraction of the total userbase. They are intentionally trading privacy for greater access.
      - johnnyanmac 3y ago
        Not usually. Porn sites tend to use a 3rd party payment processor to manage funds (often sites dedicated to working with adult sites). So you don't get Pornhub on your billing statement, but something like Probiller or whatever.
      - ceejayoz 3y ago
        Your credit card issuer is not sending your SSN to merchants when you swipe. Most Pornhub users aren’t paying ones, or even logged in at all. It’s all there publicly, unless you want to leave a comment or whatnot.
  - throwaway5959 3y ago
    Yeah, if they wanted to massively violate their user’s privacy. Fuck that.
  - johnnyanmac 3y ago
    Most people don't even have two forms of photo id in the US. Usual identification for jobs involves deeds/bills (no photo), pay stubs (no photos), social security (no photo, usually), and birth certificate (no photo). The only major form of photo ID is a state/driver's license and passports and I think only 30% of the US has Passorts. It's such a big country that you can reasonably never require it and still travel more than the average EU citizen. You can also fill out a form with your employer to get a photo form of employee authorization, but you're Sol of you're freelance/gig economy.
- ndriscoll 3y ago
  This seems to be the specific legislation: https://legiscan.com/TX/text/HB1181/id/2819916 https://legiscan.com/TX/text/HB1181/id/2819916 It requires a system where the user: (1) provide digital identification; or (2) comply with a commercial age verification system that verifies age using: (A) government-issued identification; or (B) a commercially reasonable method that relies on public or private transactional data to verify the age of an individual. Unclear to me what the transactional data means, and if a charging a credit card would suffice, but it does not require 2 forms of photo ID.
bastawhiz 3y ago
16 year olds can get credit cards
- aaomidi 3y ago
  Credit Card APIs I believe have Age/DoB or something. Edit: No they do not.
  - ceejayoz 3y ago
    No, they do not.
    - aaomidi 3y ago
      TIL! Thanks!
  - SketchySeaBeast 3y ago
    Man, I hope that by paying for something with my credit card I'm not giving the vendor that much access to my information. I kind of assumed the point of a credit card was to be a third party and put me at less risk, not more.
mgiampapa 3y ago
Being able to produce a credit card number and transaction has nothing to do with a user's age or the stated goal of the law, protecting minors.

IIRC, the legislation that's being passed in red states defines age verification as the service provider being provided with 2 pieces of valid government photo ID

lupusreal 3y ago
PH could implement that, they just don't want to.
- segasaturn 3y ago
  Theoretically they could sure, it would just be expensive, labor-intensive and put them at risk of criminal penalties if their process failed or broke down. Also the number of people willing to send their ID to a porn site is very small so whether they complied or not, they will not be getting much traffic from Texas. Its "impossible" from a common business sense perspective, not a theoretical perspective.
  - lupusreal 3y ago
    As I said, they could but they don't want to. You said there is no way for PH to verify ages the way the legislation demands, but that plainly isn't true.
    - johnnyanmac 3y ago
      >Please respond to the strongest plausible interpretation of what someone says, not a weaker one that's easier to criticize. Assume good faith. Few things are truly impossible or 100% correct. There's not much value in arguing such extremes.
      - lupusreal 3y ago
        When it comes to legislators demanding changes to technology, many things are impossible. This isn't one of them. It's only cumbersome to their business model; boo hoo..
  - jaredklewis 3y ago
    > Also the number of people willing to send their ID to a porn site is very small Not saying you’re wrong (I certainly don’t have any data to the contrary), but this isn’t intuitive to me. Don’t tons of people send their credit card (which is linked to their SSN) to PornHub? From there seems like a small step to also send ID?
    - SketchySeaBeast 3y ago
      I'm certain those people are a minute fraction of the total userbase. They are intentionally trading privacy for greater access.
    - johnnyanmac 3y ago
      Not usually. Porn sites tend to use a 3rd party payment processor to manage funds (often sites dedicated to working with adult sites). So you don't get Pornhub on your billing statement, but something like Probiller or whatever.
    - ceejayoz 3y ago
      Your credit card issuer is not sending your SSN to merchants when you swipe. Most Pornhub users aren’t paying ones, or even logged in at all. It’s all there publicly, unless you want to leave a comment or whatnot.
- throwaway5959 3y ago
  Yeah, if they wanted to massively violate their user’s privacy. Fuck that.
- johnnyanmac 3y ago
  Most people don't even have two forms of photo id in the US. Usual identification for jobs involves deeds/bills (no photo), pay stubs (no photos), social security (no photo, usually), and birth certificate (no photo). The only major form of photo ID is a state/driver's license and passports and I think only 30% of the US has Passorts. It's such a big country that you can reasonably never require it and still travel more than the average EU citizen. You can also fill out a form with your employer to get a photo form of employee authorization, but you're Sol of you're freelance/gig economy.
ndriscoll 3y ago
This seems to be the specific legislation: https://legiscan.com/TX/text/HB1181/id/2819916 https://legiscan.com/TX/text/HB1181/id/2819916 It requires a system where the user: (1) provide digital identification; or (2) comply with a commercial age verification system that verifies age using: (A) government-issued identification; or (B) a commercially reasonable method that relies on public or private transactional data to verify the age of an individual. Unclear to me what the transactional data means, and if a charging a credit card would suffice, but it does not require 2 forms of photo ID.

bastawhiz 3y ago

16 year olds can get credit cards

aaomidi 3y ago
Credit Card APIs I believe have Age/DoB or something. Edit: No they do not.
- ceejayoz 3y ago
  No, they do not.
  - aaomidi 3y ago
    TIL! Thanks!
- SketchySeaBeast 3y ago
  Man, I hope that by paying for something with my credit card I'm not giving the vendor that much access to my information. I kind of assumed the point of a credit card was to be a third party and put me at less risk, not more.

mgiampapa 3y ago

Being able to produce a credit card number and transaction has nothing to do with a user's age or the stated goal of the law, protecting minors.