It also excludes a lot of people from entrepreneurial activity: if you are over 30 or have kids you better have health insurance, and thus work for a big corp i

It also excludes a lot of people from entrepreneurial activity: if you are over 30 or have kids you better have health insurance, and thus work for a big corp instead of bootstrapping a small business. My SOs individual health ins policy went from $250/mo in 2014 to $1000/mo in 2023.