Spending more than you earn can sometimes be quite healthy, for an individual, for a company, and for an economy. It's called investment. An example: when you

Spending more than you earn can sometimes be quite healthy, for an individual, for a company, and for an economy. It's called investment. An example: when you buy take a mortgage to buy a house several times your annual income, you've spent more than you earned. Typically you need two or three decades to pay off the extra money you spent.