The analogy to the mortgage market is wishful thinking. Remember the massive fraud that led to the easy lending that led to the money drying up when the fraud w

The analogy to the mortgage market is wishful thinking. Remember the massive fraud that led to the easy lending that led to the money drying up when the fraud was discovered? There is no similar pattern of activity in traditional education. Higher education disruption is unlikely. It is difficult for an uneducated person to accurately assess the value offered by a school.