It's definitely written by someone who doesn't understand how mortgages work in the US. That "someone" could certainly be an LLM. > However looking at the perc

It's definitely written by someone who doesn't understand how mortgages work in the US. That "someone" could certainly be an LLM. > However looking at the percentage of the total value put down as a down payment in those states (10%) indicates homebuyers there tend to have longer repayment plans. edit: or being more charitable, I'm completely misinterpreting this passage? Down payments don't change the length of a mortgage.