Don't confuse 1095-A (ACA marketplace health plans) with 1095-B or 1095-C (employer and other health coverage). Also don't confuse the premium tax credit with t

Don't confuse 1095-A (ACA marketplace health plans) with 1095-B or 1095-C (employer and other health coverage). Also don't confuse the premium tax credit with the individual mandate. Because of the premium tax credit, most taxpayers that receive Form 1095-A are required to file Form 8962. https://www.irs.gov/forms-pubs/about-form-8962 https://www.irs.gov/forms-pubs/about-form-8962 IRS Direct File doesn't let you file if you have marketplace insurance, presumably because it's not supporting this form. https://directfile.irs.gov/insurance https://directfile.irs.gov/insurance