And as far as in-state institutions go, the prices can generally be anywhere up to the $20k range. I'm sure a significant amount of the loans are being spent on

And as far as in-state institutions go, the prices can generally be anywhere up to the $20k range. I'm sure a significant amount of the loans are being spent on in-state institutions and, because of budget cuts, they don't have as many need/merit-based scholarships to give. That's not doing us any favors either.