This isn't how class systems work in the US. The moral hazard is the point. The tails I win, heads you lose policies for these giant companies and their owners

This isn't how class systems work in the US. The moral hazard is the point. The tails I win, heads you lose policies for these giant companies and their owners is not an accident. It is deliberate and crafted. What you are suggesting is no less than to change the entire social hierarchy of the country.