> The biggest risk to an evolving system is that you become bogged down by experts from a world that no longer exists. I see that a lot at large financial inst

> The biggest risk to an evolving system is that you become bogged down by experts from a world that no longer exists. I see that a lot at large financial institutions. Their architecture teams are often comprised of lifers that have never worked in a different industry, or for a different employer. They're experts in how the bank does things, not how the rest of the tech world does things now, and innovation gets stifled.