Ok, I got downvotes instead of clarifications to my question about the market share of the govt. in student loans. :( It appears that the direct and indirect (

Ok, I got downvotes instead of clarifications to my question about the market share of the govt. in student loans. :( It appears that the direct and indirect (i.e., backed by the govt.) loans by the federal govt. account for 80% of the market. So yes, the relaxed standards for govt. backed loans is keeping college costs high. And the word 'subsidy' can be reasonably applied to the current situation. http://online.wsj.com/article/SB10001424052970203440104574405154157021052.html http://online.wsj.com/article/SB1000142405297020344010457440...