And yet where are the stories of the banks loosing your savings account? Usually it's credit card fraud, not the banks fault but some other site that was stori

And yet where are the stories of the banks loosing your savings account? Usually it's credit card fraud, not the banks fault but some other site that was storing it and got hacked, and then insurance steps in and pays it and you still aren't out any money. There are some pretty strict regulations about bank and credit card cyber security and I presume they pay some pretty hefty insurance premiums for our benefit.