Unpopular opinion, it isn't. "Junk fee" is based on opinion, one is just saying the cost is exorbitant. I'd assume that no one here actually knows what the rea

Unpopular opinion, it isn't. "Junk fee" is based on opinion, one is just saying the cost is exorbitant. I'd assume that no one here actually knows what the real cost of enforcing minimum payments is. Without knowing the real cost we couldn't begin to define what fee is too high (or how "too high" is even defined).