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Where is the empirical evidence? You keep saying the same nonsense. Let's see it. Of course you won't produce anything since it's not true to begin with.
by endisneigh 3y ago
Where is the empirical evidence? You keep saying the same nonsense. Let's see it. Of course you won't produce anything since it's not true to begin with.
- Alupis 3y agoLet's see... who pays late fees currently? Is it people making on-time payments? No? Oh, so by definition the people paying late fees are being financially irresponsible? So, by lowering the consequences of being financially irresponsible, we'll get less people being irresponsible? This logic does not seem sound.
- endisneigh 3y agoSo you don't have any evidence for your outrageous claims, got it.
- gotoeleven 3y ago[flagged]
- JumpCrisscross 3y ago> Where is the empirical evidence? You’re asking for evidence that late fees are fees that are charged when one is late? It’s in every cardholder agreement. You don’t get charged a late fee if you aren’t late.
- endisneigh 3y agoNo - about the connection of responsibility and late fees. You can be responsible and incur late fees. Responsibility does not imply perfection or no mistakes.