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I'm not sure what you're going on about with government preventing irresponsiblity.

• Alupis 3y ago
  FTFA: `Millions of Americans could soon see lower credit card bills after a federal rule that caps late fees at $8 a month was finalized on Tuesday by the Consumer Financial Protection Bureau, which estimates that the change will save households $10 billion a year.` This is the government enabling more irresponsibility.
  • endisneigh 3y ago
    No
    • Alupis 3y ago
      [flagged]
      • endisneigh 3y ago
        Capping fees nor saving households money is enabling irresponsible behavior lol. By your logic increasing the feeds is enabling more responsible behavior which is also false. All the government is doing is simply reducing the fees.
        • Alupis 3y ago
          Who is saving money here? Responsible households, or irresponsible households? Who misses credit card payments? Responsible people? > All the government is doing is simply reducing the fees. Wrong. The government is reducing the consequences of being financially irresponsible. When something has less negative consequences, can we expect to get more or less of it?