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i avoid them like the plague because i hate owing money, but i'm not from the US and as far as i understand, having a credit card is really important for buildi
by ambichook 3y ago
i avoid them like the plague because i hate owing money, but i'm not from the US and as far as i understand, having a credit card is really important for building a credit score there isn't it? would not holding a credit card not also make it harder to say, find places to rent?
- umvi 3y agoYou have better fraud protection with a credit card and you can generally get better kickbacks (some fraction of merchant fees - Amazon Prime credit cards have 5% kickbacks meaning if you buy something for $100 with it, you get $5 back).
- _heimdall 3y agoI actually use credit cards most of the time, mainly for fraud protection. If I was in a position where I was regularly concerned with missing a payment, or the fee I'd be charged, I'd definitely consider a different form of payment though.
- _heimdall 3y agoThere are benefits for sure. Maintaining a good record on your credit card will help your credit score, though that only matters if you plan on regularly borrowing large sums of money. I haven't rented in a while so I'm really not sure on that one. Most places I rented over the years assumed you paid by check every month, though its been about a decade now so that very well could have changed.