You've got to be kidding me about the bank account and routing numbers. There would be a amssive market, I'm sure, for a service that generated proxy/one-off ba

You've got to be kidding me about the bank account and routing numbers. There would be a amssive market, I'm sure, for a service that generated proxy/one-off bank accounts and credit cards that forwarded to you (in the same way that Apple lets you do so with email addresses). Although since the banking industry is involved, I'm sure it isn't that simple.