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Would have done tons of things like this if I didn't have student loans hanging over my head.

by boppo1 3y ago

syndicatedjelly 3y ago
Don’t create mental blocks like that in your head just because everyone else in your age group says the same thing. You don’t have to zap every penny of debt in order to enjoy your life.
- devilbunny 3y ago
  > You don’t have to zap every penny of debt in order to enjoy your life. No, you don't, but you can't discharge student loans in a bankruptcy, and you have to pay them every month once you're no longer a student. When I got to the end of medical residency, I took a job starting the day after it ended. A German-born and raised doctor of my acquaintance said that I was being foolish, I should take a month off after four years and take a nice vacation. I said, "With what money? I don't have enough money to take a vacation, so I'll just be sitting at home, and I need a check at the end of this month to pay my bills. Do you want to pay for it?" He did not. So I went to work.
  - syndicatedjelly 3y ago
    Thanks for sharing. What was the lesson you learned from that experience?
    - devilbunny 3y ago
      Some people offer useless advice, and he's one of them? Seriously, unless you're from a well-off family, have joined the military, or have a well-paid spouse, even making the schooling free would require borrowing living expenses.
dangus 3y ago
This seems cheaper than rent so I don’t know what student loans has to do with it.
- callalex 3y ago
  Stable employment generally requires a stable location, stable schedule, and a mailing address.
  - deleted 3y ago
    [deleted]
ushakov 3y ago
No worries, this guy is in debt like you! "Schlussendlich schaffte ich es nur mit einem Kredit von meinem Onkel, die 5.888€ für die BahnCard aufzubringen" "I only managed to raise €5,888 for the BahnCard with a loan from my uncle" source: https://leben-im-zug.de/mein-jahresrueckblick-2023/ https://leben-im-zug.de/mein-jahresrueckblick-2023/
Brian_K_White 3y ago
Classic excuse for not doing a thing. You made choices, that's all, you were not prevented from any choices, you simply didn't think of or didn't prioritize them. Which is fine, we all have to obviously since you can't have everything. The point is just that whatever you didn't choose, you didn't choose. There are countless things I wish I did, and although at various points I had no money or other potential excuses I could say, none of those actually prevented me from persuing whatever I did choose to persue instead. Many things I didn't do I know were purely from lack of imagination or bravery or effort. Other things I did do, I somehow did despite having no money or only junk versions of tools & resources etc. I don't have to know your particular life details and hardships because it doesn't matter what they are. This applies to some greater or lesser degree to everyone who is merely lucky enough not to be born a literal owned property slave chained to a wall in a box.

Would have done tons of things like this if I didn't have student loans hanging over my head.

by boppo1 3y ago

Would have done tons of things like this if I didn't have student loans hanging over my head.

Don’t create mental blocks like that in your head just because everyone else in your age group says the same thing. You don’t have to zap every penny of debt in order to enjoy your life.

devilbunny 3y ago
> You don’t have to zap every penny of debt in order to enjoy your life. No, you don't, but you can't discharge student loans in a bankruptcy, and you have to pay them every month once you're no longer a student. When I got to the end of medical residency, I took a job starting the day after it ended. A German-born and raised doctor of my acquaintance said that I was being foolish, I should take a month off after four years and take a nice vacation. I said, "With what money? I don't have enough money to take a vacation, so I'll just be sitting at home, and I need a check at the end of this month to pay my bills. Do you want to pay for it?" He did not. So I went to work.
- syndicatedjelly 3y ago
  Thanks for sharing. What was the lesson you learned from that experience?
  - devilbunny 3y ago
    Some people offer useless advice, and he's one of them? Seriously, unless you're from a well-off family, have joined the military, or have a well-paid spouse, even making the schooling free would require borrowing living expenses.

dangus 3y ago

This seems cheaper than rent so I don’t know what student loans has to do with it.

callalex 3y ago
Stable employment generally requires a stable location, stable schedule, and a mailing address.
- deleted 3y ago
  [deleted]

ushakov 3y ago

No worries, this guy is in debt like you! "Schlussendlich schaffte ich es nur mit einem Kredit von meinem Onkel, die 5.888€ für die BahnCard aufzubringen" "I only managed to raise €5,888 for the BahnCard with a loan from my uncle" source: https://leben-im-zug.de/mein-jahresrueckblick-2023/ https://leben-im-zug.de/mein-jahresrueckblick-2023/

Brian_K_White 3y ago

Classic excuse for not doing a thing. You made choices, that's all, you were not prevented from any choices, you simply didn't think of or didn't prioritize them. Which is fine, we all have to obviously since you can't have everything. The point is just that whatever you didn't choose, you didn't choose. There are countless things I wish I did, and although at various points I had no money or other potential excuses I could say, none of those actually prevented me from persuing whatever I did choose to persue instead. Many things I didn't do I know were purely from lack of imagination or bravery or effort. Other things I did do, I somehow did despite having no money or only junk versions of tools & resources etc. I don't have to know your particular life details and hardships because it doesn't matter what they are. This applies to some greater or lesser degree to everyone who is merely lucky enough not to be born a literal owned property slave chained to a wall in a box.