And if you have a kid near you in your life, can afford it, and have no kids of your own, consider setting aside a little bit of money every month for this purp

And if you have a kid near you in your life, can afford it, and have no kids of your own, consider setting aside a little bit of money every month for this purpose. It really doesn't have to be a lot every month as it adds up (just make sure to invest it to not lose it to inflation).