As someone who lives in a ski town, they are far too expensive for normal people to live there. Local businesses can't find employees, and homelessness has rise

As someone who lives in a ski town, they are far too expensive for normal people to live there. Local businesses can't find employees, and homelessness has risen dramatically. A huge number of units in the town sit empty most of the year. Some of this is due to vacation homes, I think a lot is also due to speculators and mortgage rate fluctuation causing inefficiencies in the market.