"3) Move away from the model of getting a 30 year mortgage, which over-burdens young people. Rather, develop low-cost, pre-frame housing, and make that as an av

"3) Move away from the model of getting a 30 year mortgage, which over-burdens young people. Rather, develop low-cost, pre-frame housing, and make that as an available alternative to the traditional mortgage. It is easier to finance a 30K pre-frame home, then a 150K fossil that may or may not appreciate in value over the decades." If by 150K you mean 150,000 US dollars, it might interest you to learn that the average UK house price is more than twice that: http://news.bbc.co.uk/1/shared/spl/hi/in_depth/uk_house_prices/html/houses.stm http://news.bbc.co.uk/1/shared/spl/hi/in_depth/uk_house_pric...