I think that the problem was that nobody had experience with online banking the last millennium. The sad thing is that Koreans kept the system after they knew t

I think that the problem was that nobody had experience with online banking the last millennium. The sad thing is that Koreans kept the system after they knew that it was a really bad idea, instead of evolving it into something better. Do I think that it would have been better if no government intervention had occurred? I have no reason to believe that.