The injured party may decide to receive treatment though a private facilitate and recoup the cost from the insurer. Regardless, if I loose my leg through the n

The injured party may decide to receive treatment though a private facilitate and recoup the cost from the insurer. Regardless, if I loose my leg through the negligence of someone else, paying for the amputation isn't going to make me 'whole' again. you'd have to put a literal price on my leg.