I think personally, at ~$2.5-$3M and at least 1 paid off house, the diminishing returns really start to kick in. At $5M level you are pretty much all set, and

I think personally, at ~$2.5-$3M and at least 1 paid off house, the diminishing returns really start to kick in. At $5M level you are pretty much all set, and at $10M and up - unless you are a consumption freak, you are really talking about generational wealth - i.e. money that will likely get passed down to your kids unless you try to find ridiculous ways to spend it. This all assumes your goal in life isn't keeping up with the Jones's - if you fall into that trap, no amount of money will ever be enough. I find it funny at times to think about if Larry Ellison is jealous of Zuckerberg's money, and Zuckerberg is jealous of Bezo's money, and Bezo's is jealous of Musk's money and Musk possibly being jealous of Bernard Arnault's. If that is your personality - then you will never be happy.