>"It sounds like you're rich?" Hah! Hardly. But you're right, being rich would help. I think Zuckerberg qualifies. As someone else replied, your situation

>"It sounds like you're rich?" Hah! Hardly. But you're right, being rich would help. I think Zuckerberg qualifies. As someone else replied, your situation is a direct result of credit tightening, thanks to the recent crisis. Banks lent to a bunch of people who ended up being riskier than the evaluations, so now the banks are being prudent with lending. They consider you (or your business) a credit risk beyond what they're willing to accept. That's not an insult, just the fact-of-the-matter. Believe me, the banks aren't doing it to spite you; at the moment they just have better ways to spend the money. Right now that happens to be paying down their own debt.