3 ms·
> If you have a credit card but don't want to use it for an uncertain online pre-order of a new product, what do you use it for? I have credit and debit cards.
by diggan 3y ago
> If you have a credit card but don't want to use it for an uncertain online pre-order of a new product, what do you use it for?
I have credit and debit cards. Basically no point in using the credit card, so I only use it for emergencies when nothing else works, which has been exactly once in my life so far, and that was in Mexico. In Spain (home) / around Europe I've never had an issue with my debit card, so it's what I keep using everywhere.
- lxgr 3y agoSure, debit cards offer essentially the same protections (a defined dispute process, limited fraud liability etc.) in most countries and schemes. What I meant was: Why use SEPA credit transfer (or more generally any other payment method without a dispute process) if you don't trust the merchant?