They have a product called "monthly" in some markets, in Sweden it charges 19,99%/y of interests. Klarna Bank AB is a bank, providing credit and charging inter

They have a product called "monthly" in some markets, in Sweden it charges 19,99%/y of interests. Klarna Bank AB is a bank, providing credit and charging interests, it got its bank licence from Finansinspektionen around 2017-2018.